Handcrafted Soap and cosmetics insurance

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AM Best

How Does Program Insurance Work?

The HSCG policy is a group policy that allows each insured to have their own dedicated limits and no deductible. The policy covers your product and general commercial liability as a handcrafted soap or cosmetic vendor and includes Inland Marine coverage for your business personal property other than buildings.

With Member Benefit Insurance through HSCG, you receive quality insurance from an A+ rated carrier and a trusted broker, a policy that is available in all 50 states, and access to all of your policy documents 24/7. 


General Liability Aggregate Limit
Products-Completed Operations Aggregate Limit
Personal and Advertising Injury Limit
General Each Occurrence Limit
Damage to Premises Rented to You (Any One Premises)
Liability Deductible
Business Personal Property / Inland Marine Limit (Any One Article / Aggregate)
$1,000** / $5,000***
Business Personal Property / Inland Marine Limit (Per Occurrence) - Deductible
Identity Recovery Coverage Aggregate Limit
Identity Recovery Coverage Deductible

*Coverage limits can be increased up to $2,000,000 aggregate.

**Coverage limits can be increased up to $15,000 for any one article.

***Coverage limits can be increased up to $30,000 aggregate.

Program Benefits

hscg No Quote Process

hscg 24/7 Access to Policy Documents

hscg Convenient Online Purchasing

hscg Available in all 50 States

hscg No Gross Sales Cap

hscg A+ Rated Insurance Carrier

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To get started with a protection plan right for your business, register TODAY. The coverage you need has never been closer than at your finger tips.